4401 So. Quebec, #G100, Denver, Colorado 80237
(Office) 303/756-3599 • (Home) 303/740-8785
(Fax) 303/691-0474
E-Mail -

A native of Iowa, Dick Duff has a 1960 Marketing Degree and is a 1964 graduate of the University of Iowa Law School. He has been admitted to practice law in Iowa and Colorado (and maintains his Colorado license on an inactive basis).

Dick advises successful people on how to transfer assets to family members and charities. He specializes in life insurance planning, is a lifetime member of The Million Dollar Round Table and is a six time qualifier of the MDRT’s Top of the Table.

Dick addresses professional audiences on all phases of advanced life underwriting, with special emphasis on asset protection and how to best structure life insurance and annuities within the estate plan. A frequent speaker and participant at MDRT, Purdue University, professional study groups, insurance company gatherings, insurance associations and estate planning councils, he has lectured or moderated at over 50 national CLU and CFP programs.

His publications, columns and chapters appear regularly in books, magazines and industry periodicals including 21 articles in Broker-World magazine; 17 articles in the CFP’s Journal of Financial Planning;50 articles in Senior Market Advisor magazine; and 28 articles for He has produced and published the audio cassette series Taxes, Lawsuits & Family Conflict - Protecting Your Wealth; hardcover books -- Preserving Family Wealth Using Tax Magic - Strategies Worth Millions (softcover version - March 1995, published by The Berkley Publishing Group, New York, NY), and Keep Every Last Dime (RWD Enterprises 1998); and softcover books, Money Magic with Annuities (RWD Enterprises 2003) and Take Charge of Your IRA (RWD Enterprises 2008); The Annuity Blue Book: How to Avoid Hidden Traps & Tax Disasters When Selling Annuities - 2nd Edition (RWD Enterprises 2001); The IRA Gold Book: Financial Planning Solutions for Clients with Significant IRAs (RWD Enterprises 2002, 2006 and 2007); and The Basics of Annuity Planning and The Professional Annuity Advisor Essays (RWD Enterprises 2007).

Dick has been interviewed (a) by the Denver Post, USA Today and Mutual Funds Magazine, and (b) on CNN, PBS, ABC radio, WGN and many talk radio shows. He is an advisor to lawyers and planners on insurance agent liability and matters pertaining to annuity and insurance products in estate plans.