Thank you for visiting We - RWD Enterprises - publish educational materials created by Dick Duff, JD., CLU. You can divide them into two categories;

(a) consumer oriented books for everyone, and
(b) reports, articles, CD-roms, and manuals of special interest to insurance/annuity agents, lawyers, accountants and financial advisers.

We also offer reprints and copies of articles written for Broker World, Journal of Financial Planning and Senior Market Advisor - top notch financial services publications. Go to for a number of his present articles written there.

Dick's writings are always reader-friendly, emphasize real-life examples and make complex ideas practical and understandable. If you are already comfortable with the basics of annuities, life insurance, wealth preservation and retirement planning, he takes you to the next level in his analytical and sometimes humorous style of expression.

If you purchase Dick's publications, you are invited to contact him with questions and comments. He would prefer an email and will respond as quickly as possible. You are most welcome to return any purchase if it doesn't meet or exceed expectations. We will then gladly refund your purchase price.

Finally, know that Dick's writings are not intended as tax or legal advice. Laws and regulations change. Always check with a lawyer, accountant or financial adviser before making any changes in your personal financial and estate planning structure.

All RWD Enterprises materials can be purchased with a few clicks directly from this website, while additional materials and information can be found at the RWD Enterprises Bookstore.